Terms of Service

By using PHGuides, you agree to the terms below. If you do not agree, please do not use the site.

Informational content only

Everything on this site is provided for general information. It is not legal, financial, or immigration advice, and it is not a substitute for advice from a qualified professional or from the agency handling your case. Use the guides to understand a process, not as a replacement for confirming your own situation with the relevant agency.

Figures may change

Fees, contribution rates, and requirements can change without notice, and an agency's own published figure always governs over what is shown here. We date every figure we publish and note when it was last verified, but a figure can go out of date between our checks.

Calculators produce estimates

The calculators on this site produce estimates based on the figures we have on file. They are not quotations, and they do not guarantee the amount you will actually pay, receive, or owe. Confirm any figure that matters with the agency before you rely on it.

No liability

We make a good-faith effort to keep this site accurate, but we accept no liability for decisions made, or actions taken, on the basis of information on this site. Use it at your own discretion, and verify anything important directly with the agency involved.

Contact

Questions about these terms: hello@phguides.com.